India · Salary calculator
Estimate regular salary take-home, deductions and the value of your time.
Your income
Resident employee under 60. Old regime includes only entered EPF under 80C and entered professional tax.
Tax year 2026/27: resident employee under 60, salary only, 12 equal payments. Gross salary is cash salary, not CTC. New or old regime; standard deduction ₹75,000 / ₹50,000, rebate and 4% cess. Enter actual employee EPF and annual professional tax (0 if none); old-regime 80C includes entered EPF only, capped at ₹150,000. Gross annual limit ₹50 lakh avoids surcharge. Bonuses, other income, HRA, NPS, ESI and other 80C/reliefs are unsupported.
Tax year 2026/27: resident employee under 60, salary only, 12 equal payments. Gross salary is cash salary, not CTC. New or old regime; standard deduction ₹75,000 / ₹50,000, rebate and 4% cess. Enter actual employee EPF and annual professional tax (0 if none); old-regime 80C includes entered EPF only, capped at ₹150,000. Gross annual limit ₹50 lakh avoids surcharge. Bonuses, other income, HRA, NPS, ESI and other 80C/reliefs are unsupported. Inputs are calculated in your browser and are not saved on a server.
Estimated monthly take-home · annual calculation ÷ 12
Annual income-tax estimate ÷ 12 plus employee payroll deductions; actual withholding can differ.
Monthly deductions
Deduction details
Tax year 2026/27: resident employee under 60, salary only, 12 equal payments. Gross salary is cash salary, not CTC. New or old regime; standard deduction ₹75,000 / ₹50,000, rebate and 4% cess. Enter actual employee EPF and annual professional tax (0 if none); old-regime 80C includes entered EPF only, capped at ₹150,000. Gross annual limit ₹50 lakh avoids surcharge. Bonuses, other income, HRA, NPS, ESI and other 80C/reliefs are unsupported.
Monthly average after reserving annual income tax ÷ 12. Actual paycheck cash, withholding, provisional tax and tax-payment timing differ.
What is your time worth?
Working hours change the value of your time, even with the same salary.
Value of one hour
₹674.28Per hour workedValue of one week
₹26,971.15Annual income ÷ 52 weeksValue of one month
₹1,16,875.00Annual income ÷ 12 monthsValue of one year
₹14,02,500.00After-tax incomeHourly value = annual income ÷ (weekly work hours × 52). An income/time indicator, not a statutory hourly wage or minimum-wage test.
Calculation method and scope
Monthly average after reserving annual income tax ÷ 12. Actual paycheck cash, withholding, provisional tax and tax-payment timing differ.
Tax year 2026/27: resident employee under 60, salary only, 12 equal payments. Gross salary is cash salary, not CTC. New or old regime; standard deduction ₹75,000 / ₹50,000, rebate and 4% cess. Enter actual employee EPF and annual professional tax (0 if none); old-regime 80C includes entered EPF only, capped at ₹150,000. Gross annual limit ₹50 lakh avoids surcharge. Bonuses, other income, HRA, NPS, ESI and other 80C/reliefs are unsupported.
Salary simulation
Move the slider to explore take-home pay and tax brackets.
Salary +₹1,00,000.00 → monthly take-home changes by ₹7,033.33
Background bands show national income-tax brackets, not the effective or total incremental deduction rate. Insurance grades and deduction changes may cause steps. The slider does not change your salary input.
The graph uses the selected country’s calculation method and supported scope.
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Frequently asked questions
Tax year 2026/27: resident employee under 60, salary only, 12 equal payments. Gross salary is cash salary, not CTC. New or old regime; standard deduction ₹75,000 / ₹50,000, rebate and 4% cess. Enter actual employee EPF and annual professional tax (0 if none); old-regime 80C includes entered EPF only, capped at ₹150,000. Gross annual limit ₹50 lakh avoids surcharge. Bonuses, other income, HRA, NPS, ESI and other 80C/reliefs are unsupported.
Monthly average after reserving annual income tax ÷ 12. Actual paycheck cash, withholding, provisional tax and tax-payment timing differ.
Inputs are calculated in your browser and are not saved on a server.